The evolution of re-commerce and the Cash Converters business ,model

In this interview, Cash Converters Southern Africa's Finance Director, Engela van Loggerenberg, discusses the evolution of the second-hand retail and circular economy landscape. She touches on how the business has transitioned from a traditional pawn shop into a sophisticated fintech and e-commerce ecosystem supported by advanced internal technology. Key trends highlighted include a growing consumer preference for sustainable, pre-owned goods and the necessity for accessible, regulated short-term credit in a difficult economy. For entrepreneurs, the company offers a franchising model characterised by extensive operational support, high resilience to market cycles, and a structured path to profitability. Overall, the interview illustrates how re-commerce and ethical lending practices serve as vital financial tools for modern households and small business owners. Click below to view the full interview https://www.youtube.com/watch?v=r4YFdQ6OgFM